OpenDinar connects apps you already use to your Serbian bank account — securely and with your permission. See your money clearly, verify your identity instantly, and let trusted apps do more with your data.
Serbia's leading banks — coming soon
What OpenDinar Powers
When you connect your bank through OpenDinar, these are the things trusted apps will be able to do — only what you've approved, only when you've approved it. Live bank connections open once OpenDinar receives its licence from the National Bank of Serbia.
See exactly where your money goes — clean, categorized transactions going back up to 12 months. Budgeting apps use this to show your complete spending picture.
Your up-to-date balance across all your accounts. Apps that help you manage money can show you exactly what's available right now.
Verify who you are instantly — no scanning documents, no waiting days. Your bank already confirmed your identity; OpenDinar makes that shareable instantly.
Prove an account is really yours — with a bank-verified IBAN, no manual typing and no typos. Apps can confirm your account details straight from your bank.
Know your subscriptions and recurring bills at a glance — nothing hidden. Apps automatically spot your regular payments so you can track them easily.
Stay informed the moment your bank does something — apps update instantly when a transaction posts, so you're never looking at yesterday's data.
How It Works
This is how it will work once we are live. When an app needs your bank data, OpenDinar handles the connection — securely, transparently, and only with your approval.
You're using a budgeting app, applying for a loan, or signing up for a payroll service — and it needs access to your bank account data.
A secure widget appears. You choose your bank, log in directly through your bank's own system, and approve exactly what data to share — nothing more.
OpenDinar retrieves only the data you approved and passes it to the app. You can revoke access at any time. Your bank password is never stored or seen by anyone, and OpenDinar never moves your money — we only read, never pay.
Built For
Security
Financial data is the most sensitive data there is. Every OpenDinar product is built on a security foundation designed to meet the standards banks and regulators expect.
Read our Security OverviewThe database sits on an encrypted volume; traffic to opendinar.com uses TLS 1.2/1.3
Users authorize every connection. Revocable at any time.
Every event payload is cryptographically signed and verifiable
Keys are matched by a one-way SHA-256 hash on every request
For Developers